Retirement Readiness Assessment
Discover how ready you really are to Retire With IMPACT.
Is Your Retirement Ready Or Just Financially Planned?
Many people approach retirement with a financial plan, but without asking the deeper questions that truly determine whether retirement will work for them. The Retirement Readiness Assessment is your chance to reflect on the psychological aspects of retirement before they start to shape your experience without your input.
Your First Step To Retiring With IMPACT
What is the Retirement Readiness Assessment?
At Retire With IMPACT, I believe retirement is more than a financial event. It is a psychological stage of life that affects critical areas, such as your identity, purpose, relationships, and wellbeing. Preparing for it requires more than spreadsheets and savings.
It requires reflection, insight, and the right kind of support.
The Retirement Readiness Assessment (RRA) combines two coaching sessions with a structured self-reflection tool designed to help you explore your psychological readiness for the retirement you want. Whether you’re planning for retirement, transitioning into it, or already living it, this resource helps you take stock of what’s working, what isn’t, and where to go next.
How The Retirement Readiness Assessment Works
Coaching Session
Starting the conversation
Our first session sets the foundation for your Retirement Readiness journey. This is where we begin to explore what retirement currently means to you, what questions or concerns are emerging, and how psychologically prepared you feel for the transition ahead.
Self-Reflection
Based on The IMPACT Model
The Self-Reflection Tool is based on The IMPACT Model and aims to help you critically examine the psychological aspects of your retirement journey. Each section targets a specific area that influences your overall readiness and well-being.
Coaching Session
From Insight to Direction
At this stage, we’ll have the responses to your self reflection. We will use these to identify what’s going well, where additional focus is needed, and how the six stages of The IMPACT model can support your next steps.
Six Insightful Sections to Help You Retire With IMPACT
The Retirement Readiness Assessment is built around the six stages of The IMPACT Model, each one helping you reflect on a key area of retirement readiness.
Retirement Snapshot
Get an overview of how psychologically prepared you feel for retirement right now.
Conversations With Impact
Reflect on who you've spoken to or not spoken to about retirement and why that matters.
Meaning Map Audit
Assess 20 key areas of your life that can either support or undermine your retirement experience.
Psychological Patterns Inventory
Identify thought, behaviour, feeling and relationship patterns that may be helping or getting in your way.
Acceptance and Resistance Check-In
Explore which parts of retirement you’ve come to terms with and which you may still be fighting.
Challenge and Transformation
Clarify what you need to face, shift, or grow through to create the retirement life you want.
Failed retirements are avoidable. Awareness and insight are the first steps.
Many people drift into retirement without realising how unprepared they are for the psychological shift. By the time the loss of structure, identity, or meaning becomes apparent, they’re already stuck in situations that are hard to change.
This assessment is your chance to pause, reflect, and take conscious control of your future. There is no pressure, only sensible preparation that is not about having all the answers but about asking the right questions.
What my clients say
Frequently Asked Questions
Common questions about my retirement coaching services.
No. This resource is for anyone planning for, approaching, or already in retirement.
Yes. Many couples complete the assessment together or separately, then compare insights in the Review session.
No. While finances are one area of reflection, this is not a financial assessment or advice tool. It’s focused on your psychological readiness.
The earlier you reflect, the more options you have and the easier it is to make positive changes before problems take root.
While financial planning focuses on the monetary aspects of retirement, our coaching addresses the psychological dimensions. I help you answer the questions of purpose, identity, and meaning that financial planning doesn’t cover. Many clients work with both me and a financial planner for comprehensive retirement preparation.
Yes, I provide training for organisations. Options include employee workshops, individual coaching for executives, and training for HR and other key professionals. Please contact me directly to discuss corporate solutions.
There is no right or wrong way; however, beginning 2-5 years before your planned retirement date has a lot to be said for it as an approach. This allows time to prepare psychologically and practically for the transition. However, I work with clients at all stages, from those just beginning to think about retirement to those who have been retired for years and are seeking greater fulfillment.
I offer online coaching via Zoom. All sessions are private, confidential, and tailored to your specific needs and goals.
I’m an accredited coach and therapist with 20 years of experience working with thousands of clients. I also have personal experience with significant life transitions and undergo Continuous Professional Development.