Assess your current self-talk. Notice the language, tone, and assumptions, for example, that guide how you speak to yourself when you're in control or uncertain.

Recognise its impact on your retirement. Understand how inner dialogue influences key areas of your life, such as relationships, and your ability to seek opportunities or face challenges with confidence.

Identify ways to turn it into a conversation with IMPACT. Choose positive ways to talk to yourself, helpfully shifting and adapting your mindset to support your retirement goals and strengthen your ability to thrive in this phase of your life.