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Retirement Today - Challenges and Opportunities
Challenges and Opportunities
In the last session, you began laying the foundations of your retirement journey by clarifying your aims, setting personal commitments and goals, and identifying what matters most to you in retirement.
In this session, we’ll bring that focus into the present. You’ll explore how you see retirement today, the opportunities that excite you, and the challenges that may concern you.
Session Objectives
- savingsExplore views of retirement — Begin by uncovering your current perspective on retirement: what it signifies, how it feels, its opportunities and challenges, whether it is in the future or the past.
- extensionIdentify shared challenges — Retirement can stir both excitement and unease. By reflecting on what concerns you most, from changes in routine and purpose to questions of identity or connection, you’ll see that many of these experiences are shared.
- rotate_rightSet the stage for deeper reflection — What you notice here will shape how you approach the six stages of The IMPACT Model in the weeks ahead.

Which words describe how you feel about retirement?
Before we go further, take a moment to check in with how you feel about your retirement right now. Our emotions are messages that convey vital information about whether we are on track.
You might notice a mix of emotions: optimism and uncertainty, excitement and apprehension. None is right or wrong. They simply tell you where you are in your current pre- or post-retirement phase.
Choose the words that best reflect your current experience. Be honest: this isn’t about how you think you should feel, but how you do. Use the following slides to help.
Areas To Consider
How do you feel about retirement?
Select the words that best describe your feelings, and note any other thoughts.
Challenges and opportunities observation
What challenges and opportunities can you observe?